Kamis, 19 Oktober 2017 | 19:41 WIB
English
Electronic Money E-Commerce Must Obey Permission
Minggu, 8 Oktober 2017 | 13:24 WIB
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Skalanews - Minister of Communications and Informatics, Rudiantara asks every e-commerce company to comply with the licensing obligations of Bank Indonesia. So as to obtain the legality, to issue electronic money as a means of payment.

Rudiantara's statement, responding to the temporary suspension of facilities plus the balance of (top up) some electronic money e-commerce to get permission from BI as the payment authority.

"If there is no permit, it must have a license and must be complied with," said Rudiantara at the Coordinating Ministry for Economic Affairs, in Jakarta, Friday (6/10).

According to Bank Indonesia Circular Letter Number 16/11/ DKSP dated July 22, 2014 concerning Electronic Money Implementation, electronic money issuers are required to obtain permission from the central bank if floating fund reaches Rp1 billion.

Such provisions shall be followed by all companies issuing electronic money, and electronic money is used for transactions against parties other than the issuer.

Noted some services plus electronic money balance e-commerce has been discontinued, because it is completing the permission from BI. The electronic money products include Tokopedia's Tokopedia Stores, ShoopePay's Shoope, and OpenOpen's Open Wallet.

However, discontinued only the balance-added service. Users of electronic money can still use their balance, as well as withdraw their balances.

If the terms of the principle are met, the license granted by Bank Indonesia to e-commerce, as the issuer of electronic money for five years.

Rudiantara asserted, diversification of payment services must be followed by transparency and compliance with regulations, to protect consumers.

"Because the payment system regulator is in Bank Indonesia, not in us," said Rudiantara. (ant/Frida Astuti)